cfpb
Washington (AFP) - The US Supreme Court ruled on Thursday that the funding mechanism for the Consumer Financial Protection Bureau (CFPB) is constitutional, fending off a conservative attack on the agency. The vote in the nation's high court was 7-2, with four conservative justices siding with the three liberals and two conservatives dissenting. The CFPB was created by Congress in the wake of the 2008 global financial crisis and serves as a watchdog over a variety of consumer issues ranging from mortgages to credit cards to student loans. The plaintiffs in the case -- payday lending groups -- h...
AFP
Community Banks Are Frustrated With The CFPB“ICBA and the nation’s community banks are deeply frustrated that the CFPB has finalized a rule that will require community banks to burden millions of their small business customers with invasive questions about their business and livelihood. Q4 2022 hedge fund letters, conferences and more With the finalization of this rule, the Bureau has dramatically exceeded the clear letter of the law and is requiring community banks to collect numerous intrusive data points beyond what Congress mandated, ignoring the concerns we have voiced about data privacy ...
ValueWalk
In response to the Supreme Court’s decision to hear Community Financial Services Association v. CFPB, a case in which the Fifth Circuit Court of Appeals deemed the funding mechanism of the Consumer Financial Protection Bureau to be unconstitutional, Revolving Door Project Researcher Vishal Shankar issued the following statement: The Fifth Circuit’s Ruling On The CFPB’s Funding StructureQ4 2022 hedge fund letters, conferences and more The case was originally brought by predatory payday lenders and is being supported by giant lobbying groups like the Chamber of Commerce, whose members and execut...
ValueWalk
The objective of the stimulus checks is to help people pay for their necessities. However, a loophole in the $1.9 trillion American Rescue Plan allows private debt collectors to garnish the stimulus payment. The Consumer Financial Protection Bureau (CFPB) has come up with an advisory that could help people protect their coronavirus stimulus checks if they have a negative balance on their account. Q4 2020 hedge fund letters, conferences and more CFPB working to protect stimulus paymentsUnlike the previous rounds of coronavirus stimulus checks approved last year, the latest American Rescue Plan ...
ValueWalk
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