immediateannuity
How do you plan on spending your golden years? Perhaps exploring exotic locations or embracing the culture? Or, maybe you want to spend as much time as possible with the grandkids. No matter your retirement plans, even the most adventurous seniors may consider investing in something commonly referred to as “plain vanilla”: fixed immediate annuities. There is no question that the fixed immediate annuity is the simplest of all the annuity options. In most cases, the contract begins delivering steady income within 30 days of the investor buying it. And in all cases, within 13 months after purchas...
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An annuity is a contract between an individual and an insurance company in which the individual pays a lump sum or series of payments to the insurance company in return for periodic payments for life or a specified period. How much income annuities pay can vary depending on the purchaser’s age, gender, and other factors. But, regardless of that, annuities provide retirees with a stable source of income that can help them maintain their standard of living during retirement. But, exactly how much do you have to put upfront to maintain that standard of living? In this blog post, we will discuss h...
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Last week I turned on the air conditioner for the first time this year. Much to my chagrin, it wasn’t working properly. So, I had to have someone come out and fix it — unless I wanted to sweat my keister off all summer. But, what if I didn’t have the money on hand to repair the AC? I would either have to wait until I had the money or borrow the money from a friend or use my credit card. Throughout life, we can expect these inconveniences because they are part of life. Your car and household appliances will need repairs and you will have to replace many items in your home — that’s fact. You may...
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