lifepreparedness
In the past year, economists have repeatedly predicted a recession in the U.S. The economy, however, has proven to be extremely resilient. Despite sometimes being shaky, the economy has repeatedly defied predictions of a downturn. As a result, economists continue to delay the onset of a recession. However, Wolters Kluwer Blue Chip Economic Indicators say there’s a 61% chance of a mild recession this year. So, are we in a recession or not? According to Dave Meltzer, Co-Founder of Sports 1 Marketing and best-selling author, no matter what you call the current economic climate, it’s irrelevant. I...
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Gen Z may find it difficult to think about retirement planning, saving, and investing. And, for good reason. Stock markets, especially the S&P 500, have been in turmoil as young workers begin their careers. A recession is also on the horizon. It has also been difficult for wages to keep up with inflation. What’s more, increasing credit card debt and interest rates are contributing to the problem. The cost of housing has also risen. And, the retirement savings gap has grown even larger. Despite these challenges, a financial health check-up would be a good idea for Gen Z at the beginning of the ...
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“Beliefs about money are instilled in all of us at an early age,” says Dr. Katherine Elder, Ph.D. a clinical psychologist and co-founder of Delaware Psychological Services. “These early messages shape our relationship with money.” Likewise, we hear and witness our parent’s response to money. And often internalize their beliefs and habits as our own, she adds. “Beliefs range from needing to save every penny out of fear of not having more or a need to spend every penny because we do not typically have money,” Dr. Elder says. “When we want to improve our beliefs and therefore habits about money, ...
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