money
The finance industry is undergoing a revolution, and AI is at the forefront. Businesses are increasingly turning to artificial intelligence to manage their finances more effectively and efficiently. AI applications are being used to detect fraud, forecast trends, manage risk, and optimize operations. With the potential to revolutionize the future of finance and business, AI is quickly becoming an invaluable tool for businesses. In this article, we will explore the current state of business finances, the applications of AI in financial management, the benefits of AI in financial management, and...
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In the current state of the world, it is nearly impossible to survive on a minimum wage salary. Even if you work 40 hours a week, you will likely land somewhere below the poverty line if you depend solely on your minimum wage job. Although disheartening, there are many ways you can supplement your income and keep extra cash flowing in each month, providing you with more financial stability while working for minimum wage. Here are 17 ways to make extra income while working a minimum-wage job. 1. Monetize your social media contentIf you enjoy posting regularly on your social media profile and ar...
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“Money has never made man happy, nor will it, there is nothing in its nature to produce happiness,” Benjamin Franklin once said. “The more of it one has, the more one wants.” Financial success might not be the key to happiness. A great deal of research suggests the most important factor for happiness is social connections and relationships. At the same time, being free of financial worries can also contribute to a happier and more fulfilling life. But, what’s the exact dollar amount you need to be happy? Well, there’s no exact answer to that question. How Much Money You Need to Be Happy The Ce...
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At first glance, non-fungible tokens (NFTs) might seem like a strange fad where young and overly-wealthy individuals throw money into a digital fire, never to be seen again. The concept began in 2014, but it has only gained traction since 2021. In that short amount of time, wealth opportunities with NFTs have gone from being a laughable gimmick to a genuine source of value. And it’s not just eccentric free spirits and ignorant teenagers who are getting involved. Respected art collectors and celebrities alike invest millions of dollars into NFT assets. In addition, artists and content creators ...
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No matter what kind of business you run, staying on top of your finances is critical to keep growing in the short term, and over the long haul. For example, research from SCORE found that cash flow problems bring down 82% of small businesses in America. And cash flow is only one piece of your financial picture. If you’re operating with a small team or a limited budget, staying on top of every financial detail can be challenging. What’s the solution? The key is outsourcing various aspects of their team members’ financial duties for many founders. Outsourcing financial tasks allow you to clear y...
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“No well-planned retirement should be without long-term care insurance. It is the very cornerstone of retirement security.” – Suze Orman Retirement is regarded as the golden period of one’s life. After years of juggling professional responsibilities, you finally have plenty of time for yourself, your family, and the things that you always wanted to do. But, an important thing to know is that you can enjoy your retirement at its best only when you feel secure. Otherwise, your mind will be surrounded by the same types of distress that have dogged you all through your working years plus added wor...
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When your finances are in order, you just feel better. You also have a better sense of how to save and plan for your financial future. Plus, you have less to worry about at night, and you know the complete picture of your wealth. Sound good? Unfortunately, a vast majority of Americans suffer from a lack of personal financial planning. How bad is this problem? CNBC reporting suggests that around three-quarters of all adults are just “winging it” when it comes to money matters. Just as troubling, Bankrate has determined that 28% of people age 18 and older have no cash reserves. These are problem...
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