personalfinance
Instant Offices' study provides valuable insight into the salaries that people in different age groups can expect to earn in the UK. The study's findings reveal the average salaries for different age ranges and industries, the impact of gender on salaries, and factors that can affect someone's salary. Here's everything you need to know: Age-based SalariesThe study found that people aged 18-21 years earned the lowest average salary of £22,932. However, the most significant increase in average salary was observed among younger people, with those aged 22 or younger, or those who are 29 or younger...
IBTimes
In the United States, a term is used to refer to citizens who earn too much to qualify for government schemes but still live in poverty. These households are known as ALICE, which stands for Asset-Limited, Income-Constrained, and Employed. ALICE households face significant challenges in affording necessary expenses such as healthcare, childcare, rent, food, gas, and clothing. According to the U.S. Bureau of Labor Statistics, rent increased by 6.1% between January 2023 and January 2024, while car insurance went up by 20.6% and medical service costs for outpatients grew by 8.3%. ALICE households...
IBTimes
Have you ever witnessed your credit score drop despite making timely credit card and loan repayments? Your credit score is determined by several factors apart from your repayment history. Your FICO credit score ranges from 300 to 850 and is checked by lenders when you apply for a loan, credit card, or mortgage. A score above 670 is considered "decent," meaning you have a better-than-average chance of securing a loan. A higher score improves your creditworthiness and helps ensure better interest rates, credit limits, and insurance premiums. Credit bureaus like TransUnion maintain scores in your...
IBTimes
ValueWalk
To many people, possessing an expensive watch from a luxury brand can make them feel like they own a valuable asset. This is because the market value of watches can increase over time, allowing luxury watch owners to cash in, leading to large profits. For those interested in following this hustle, it can be treated as similar to lucrative investment opportunities. However, Jean-Frederic Dufour, the CEO of Swiss watch manufacturer and designer Rolex, has urged people not to view their luxury watches as something to profit from. Speaking to Swiss news outlet NZZ at the Watches and Wonders event ...
IBTimes
ValueWalk
As a senior manager at a pharmaceutical firm, Angela Bolt's student loans began at $34,000, but have grown to an overwhelming $528,152 over the years. In a BBC interview, she expressed her disbelief, saying, "The numbers are so real and astronomical that I can't even fathom making a payment." As of early 2023, Bolt's monthly payment was $5,698.30. She remarked, "That's basically almost what I make...There's no way I'll be able to make payments in my life. The kind of payments they want." Despite receiving multiple scholarships and grants, she found that they only covered some things. "There we...
IBTimes
ValueWalk
Have you, or someone you care about, been trapped by a financial predator? Don’t beat yourself up too much — you’re far from alone. Financial scams don’t just target the most vulnerable or gullible among us. The best con artists are the ones who know exactly what they’re doing, whether it’s a debt collection, credit card phishing, or imposter scam. According to the Financial Industry Regulatory Authority (FINRA), approximately one in ten adults in the United States fall victim to fraud each year, losing billions of dollars in the process. However, only people who report fraud are included in t...
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ValueWalk
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