retirementannuities
In the past, buying an annuity was a lot of work. The first step toward determining whether an annuity is right for your retirement plan is to do a little research. In most cases, the first step is to answer important questions such as: What is an annuity?Which type of annuity is right for me?You then have to go through a bunch of information and listen to several sales pitches to pick a company or agent. Then you’re ready to apply, which means double-checking and reading the annuity contract. As soon as you apply your funds, you might have to wait a little longer until the insurance company i...
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Is your retirement income sufficient? Can you count on it being enough for life so that you will not run out of money when you reach old age? If you haven’t answered these questions, it’s about time you do. As one example, asurvey by Schroders indicates that people expect to need an average of $1.1 million to retire comfortably, but only 24% expect to reach that threshold. In addition, 56% of respondents expect to save less than $500,000, including 36% who will save less than $250,000. Considering that people are living longer worldwide, that should shake you to your core. In fact, between 202...
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