retirementsavings
American savers will now have the opportunity to include digital assets in their retirement savings accounts. The new changes follow the Securities and Exchange Commission (SEC) ‘s approval of eleven Spot Bitcoin ETFs. Introducing these investment vehicles would allow savers to include a percentage of digital assets, specifically Bitcoin, within their retirement savings account without purchasing cryptocurrency. This would help individuals minimize their risk exposure while having the opportunity to contribute significantly towards an ever-emerging digital marketplace. Despite the new rulings ...
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If you think budgeting and financial planning is only for those getting ready for retirement, think again. Budgeting during retirement is as important and even more so than during your working years because you don’t usually have a steady paycheck to look forward to. That said, budgeting during retirement is based on the same principles as before. Nevertheless, there are new things to look out for that make it extra important to plan ahead, so you don’t find yourself old and broke during your final years on this earth. This is why, in this post, I’ll cover the most important steps to budget ef...
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Even if you aren’t basking in your golden years just yet, just the thought of retirement can cause you to wake up in a cold sweat. Approximately two-thirds of Americans (67%) have said the country faces a retirement dilemma. In addition, 56 percent are worried they will not be able to afford a secure retirement. More specifically, some of the most common concerns regarding retirement include; Carrying too much debt. In retirement, more than one-quarter of Americans are concerned about having too much debt.Being able to pay living expenses. Nearly 4 in 10 Americans (39%) are concerned about pay...
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