beneficiaries
For retirees, disability survivors, and people with disabilities, Social Security is a vital safety net. Nearly 67 million people, or around 1 in 5, receive Social Security benefits. According to a survey by the Senior Citizens League, Social Security benefits have lost 36 percent of their purchasing power since 2000. That number is actually an improvement over 2022 when it was 40%. It still means that today’s dollars are worth considerably less than two decades ago. In other words, for retired workers to regain the same buying power they had at the turn of the millennium, they need an increas...
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You can help your relatives immensely by setting up an estate plan now, regardless of who you are. Essentially, whatever you own makes up your estate. These assets could be: Any property your ownWhatever money you have in a bank accountStocks, bonds, and mutual funds invested through a taxable brokerage accountA Roth IRAYour prized vinyl, stamp, coin, or art collectionHaving a say in how your estate is distributed is essential to your estate planning. Although it may seem daunting, saving your loved ones thousands of dollars will likely be worth the effort now. In short, you and your family ca...
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