personalfinance
A Reddit user expressed shock in a post after finding out he could pay for milk and bread in instalments. Financing for milk and bread? Yes, you read that right—Klarna's "Shop Now Pay Later" app allows you to buy groceries and shop for almost anything from top brands across the globe, such as Nike, Instacart, Prada, Temu, Yeti, and Prada. However, credit for daily essentials could tempt people to get trapped in repayments, interest payments, and penalties, according to the Redditor. The person stressed that the system is being influenced in such a way that we are compelled to get by with credi...
IBTimes
ValueWalk
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ValueWalk
Businesses had to pivot or shut down during the pandemic. With no sales, demand, and a host of restrictions, small businesses that could transition to a digital platform and still operate took that route while many others ceased to exist. According to the U.S. Bureau of Labor Statistics (BLS), 20% of small businesses fail within the first year. This rate jumps up to 50% in five years. After ten years, two-thirds of all companies have gone under. "Not good odds. Not great odds at all," said former Wall Street investment banker and financial expert Codie Sanchez. She ran through the numbers on t...
IBTimes
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