This bank bonus is pretty awesome, funny thing is that I saw this bank from Instagram ads, but it is FDIC insured, so there is no worry about deposit safety. Here is the Link: Requirements: 1. Set up the Direct Deposit for $2500 within 60 days after the account opens, you will get a $300 bonus2. If you have an ACH Direct Deposit of at least $2500 every month, you will receive a $20 reward for the first 12 months.3. After the first 12 months, if you still keep ACH Direct Deposit, you will continue to have $10 monthly rewards This account has no minimum balance requirement and no maintenance fee...
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**\[Update\]**As of 10/10/2022, the APR of the Sofi Checking is 2.5%! **\[Update\]**As of 8/14/2022, the APR of the Sofi Checking is 2%! **\[Update\]**As of 7/26/2022, the ARP of the Sofi Checking is 1.8%. SoFi is a NASDAQ public trade bank(Ticker: SOFI). It is very popular as a new FinTech company that offers financial solutions online(checking, saving, credit card, mortgage, personal loan, student loan, and brokerage account). It acquires the bank charter this February and started to offer a very attractive APR: of 1.8% for its checking account. The only requirement to have this APR is you m...
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Origin Bank, is a regional bank with branches in TX, LA and MS. Recently, its performance checking account offers 4% APY for up to $40000 balance! Direct link to offer Requirements you need: 16 posted (point of sale or signature based) debit card transactions per qualification cycle1 ACH debit or credit per qualification cycleReceive monthly eStatementsThese requirements are pretty easy to meet, you can easily load your amazon gift card account 15 times per month, and transfer money from one of another checking account to this origin account. The best of best, is you don’t need direct deposit!...
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No Matter whether you are a US college student or an international student, once you start your college life, you will face a completely different life. You will be more independent, and most importantly, you need to control your own financial situation, including your credit score. Because after you finish college, there are many situations that require you have excellent scores, such as auto loans, mortgages, and even employment. So, I think it is better to build credit score from the first day in your college. To understand credit score, first, let’s explain more about it. A credit score is...
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Grubhub promotion update: using code FRESH to get $5 off $10, it works for both pick-up and delivery. Another recent Deal: Grubhub Promotion: $5 off 15, you can still try. BTW, if you have the American Express Gold card, you can choose to have $10 credit each month to spend at Grubhub.
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Previously we introduced a 6-month UberOne membership for just 1.99 per month: Paypal Promotion: 6-month Uber One for only 1-month price. Today I found a even better deal if you are a Disney plus member: you will get a 6-month UberOne for free! You will also get $25 off for your first UberEat order if you have never tried it before. Direct Link For me, the best part of the UberOne membership is the 0 Delivery fee, which will help me save a lot when I use promotion codes since almost all codes require you to order the delivery food. If you have an American Express Platinum card, you will get a ...
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Grubhub Promotion 1: $5 off 15 using code: SUNDAYSWIRL, working for pick up. Grubhub Promotion 2: Bank of America offers 1 year of free Grubhub+ membership. The Register Link is here. If you are already a member, you can still click the link and get 5 off 15 for 3 times! Actually, Amazon Primer member has the same deal: Free Grubhub Plus Membership for Amazon Primer, if you don’t have Bank of America card.
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You can get huge bonus when you sign up a credit card, which we have covered this topic before: Credit Card Classes for Dummies: Part 1. Also, you can get another round of bonus when you want to close your card: Retention Offer Before Closing the Credit Card, you can check an example here: Credit Card Retention Offer Request: Dummy Easy Step-by-Step Practice. Today, I am telling you another trick to get the bonus: Credit card upgrade. First, I must be clear, not all cards have such trick. It mostly happens in American Express （AMEX） cards. Basically, upgrade means you are request a credit card...
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I have shared some experiences of my investment in previous posts, in which I try to time the market: Top 10 ETFs and Stocks I am Holding: Diversify Top 10 ETFs and Stocks I am holding: Dividends My Stock Portfolio Analysis Diary(1): 06-09-2022: 06-09-2022") My Stock Portfolio Analysis Diary (2): 6-18-2022: 6-18-2022") My Stock Portfolio Analysis Diary (3): 07-05-2022: 07-05-2022") Basic, in the bull market, everyone may earn many easily and has a feeling that they may become a millionaire within just one month. The funniest thing is to figure out the exact time to buy the stock in the dip and...
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I have introduced the Chime, a bank account that can also help you build the credit history. Now, if you apply for a Chime account through Swagbucks, you can get 20,000 Swagbucks points, which equals $200! Link As the bank account, Chime doesn’t have any fees. You need have 2 direct deposit that more than $200 each to trigger this offer. Overall, it is a pretty easy requirement to achieve. If you are not familiar with Swagbucks, you can read these posts: Swagbucks: Free Money for Just Hanging out the Web Swagbucks: How to Earn Points for Free through Signing-up Swagbucks: You Can Earn Money ev...
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