A lesson I learned from the Market
In the previous post, Top 10 ETFs and Stocks I am Holding: Diversify I discussed some of my recent holdings in the stock market. This year will be a tough time for the market. So, except for the diversity of your holding, seeking some stocks or ETFs with high dividends is another good choice.
But, first, you must not think of the high dividend as the only factor. Some stocks will just give you a high dividend this year as a trap to incentive you to buy. We must review the past performance of these stocks or ETFs, and the fundamental of the companies, to make sure you will not put your investment at risk.
Global X NASDAQ 100 Covered Call ETF (QYLD)
This ETF is tracking the NASDAQ index and using an options strategy to generate a high dividend. So, in an unstable market, this fund can provide protection by high dividends: around 1% monthly.
JPMorgan Equity Premium Income ETF (JEPI)
This ETF is holding companies with high dividends and low volatility. This year the dividend ratio is around 10%.
Schwab U.S. Dividend Equity ETF (SCHD)
This ETF is holding companies with decent dividends and decent growth potential. So you can earn moderate dividends and not lose the growth. This year the dividend ratio is around 3.5%.
AT&T(T)
No matter the time, people will need internet and phone. So AT&T will keep its business in the most difficult time. The dividend ratio this year is 5.2%.
Simon Property Group, Inc. (SPG)
It holds many large shopping malls in the USA. Real estate has been a popular inflation hedge throughout history. Not only do real estate prices tend to increase in an inflationary environment, but rental properties can also generate a stable income stream for investors. The annual dividend for 2022 will be 6.11%.